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Step 3: Use all of this information to create a spending plan.Ī spending plan serves as a good guideline.

Utilities (telephone, cable, Internet, power, water, trash).

Others will vary based on usage (such as power) or what you've spent. Some expenses, such as rent, will have a fixed cost. Look at the previous month and think of all the expenses that you regularly have to pay. If your hours and pay varies from week-to-week or you are self-employed, you should project an average set of wages. If you receive regular checks from the government or an employer, you should know what to expect. You should make sure you know exactly how much money you expect to get and when you expect to get it. Spending plans can help you prepare in advance. If you find that you are frequently running out of money before you receive your next check or that you are in debt from borrowing from friends and family, you may want to review your finances and make a spending plan.

#Moneywell management inc how to#

Although financial pressures can be stressful, there are ways to get a handle on your finances and reclaim your financial independence.ĭevelop a Spending Plan Getting Help How to Save Substantial medical bills coupled with a limited income can make money management extremely challenging. For people living with a mental illness, however, financial situations can become even more complicated.

#Moneywell management inc full#

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